Frugal Blog

We seniors live on fixed incomes, and we must make our incomes stretch as far as we possibly can. Read this blog to learn tricks and techniques.

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Dec 28, 2015

Diabetics eating out

Because the diabetic diet is potion controlled I ask to order from the children menu and tell them why. It saves me money and food is not wasted.

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Nov 29, 2015

Living Expenses

Cut Your Living Expenses using the tips and information on Frugal With ZERO Social Security cost of living increase for 2016, you have no choice

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Nov 29, 2015

Retirement Living Expenses - Frugal Senior

Retirement Living Expenses - Frugal Senior

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Nov 28, 2015

About Us at Frugal

Frugal Senior About Us Page. Learn about John and Linda Howe - creators of Frugal

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Nov 19, 2015

Frugal Senior Privacy Policy

Privacy Policy for Frugal We will guard the privacy of personal information provided by those visiting and interacting with this web site.

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Nov 19, 2015

Frugal Senior Disclosure Policy

Frugal Senior Disclosure Policy. We want full disclosure so you know that this is a for profit website.

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Nov 18, 2015

Social Security

Social Security

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Nov 17, 2015

Frugal Senior Online Community

Frugal is a community of seniors helping each other stretch their dollars and find ways to live a better life on a fixed income.

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Nov 15, 2015

Dollar Tree Stores

Amazing ,,,,,,,, everything really is a dollar $1 Look on Line,,, some of them ship washing machine soap, canned veggies 79 cents mouth wash tooth

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Nov 15, 2015

Bring your own Wine or Cocktail to the Restaurant

As a retired single , I treat my self to my favorite restaurant 1 time a month. I'm tired of paying $15 for 1 glass of wine or a Martini soooooooo,,,,,,,,,,

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Nov 15, 2015

Maximize Social Security

Maximize Social Security Benefits - How much money are you leaving on the table?

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Nov 10, 2015

Steve Busby

Over 60 and considering when to claim SS benefits. Regards, Steve

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Oct 19, 2012

Household Expenses

Household Expenses are a challenge to cut when you think you have cut as far as you can. Someone always has a better idea about how to cut some more.

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Oct 19, 2012

Food Costs in Retirement

Food Costs in Retirement for Thrifty Seniors. Helping seniors save money on food costs.

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Oct 19, 2012

Frugal Blog for Seniors

Frugal Blog helps seniors living on a fixed income stretch their money and live a better life. Frugal Senior addresses the special needs of seniors.

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Oct 19, 2012

Transportation Cost

Transportation cost is the second largest cost for a Frugal Senior. Learn how to save money on your transportation cost.

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Oct 17, 2012

Retirement Living Expenses Calculator

Download the Retirement Living Expenses Calculator and use it to develop a budget. This calculator is based on the average expenses of 27 million couples in the US.

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Oct 11, 2012

T & A

Providing for my wife who has a limited working career is paramount for inflation adjusted SS benefits, so maximization of SS along with survivor benefits

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Oct 11, 2012

Social Security Inside Out

I bought, read and highly recommend SOCIAL SECURITY INSIDE OUT by Robert Bruce, a retired SS administrator. Lots of great tips.

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Sep 22, 2012

Household Magic Daily Tips

This daily newsletter contains cost savings and household tips that every household can use. The daily newsletter to your email address provides common

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Sep 20, 2012

Eating out while traveling

On a recent trip I discovered a Whole Foods Market near my hotel. They have freshly made cooked cereal and hard boiled eggs at their breakfast bar, which

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Sep 20, 2012

Clear Stopped Up Drains

One of the best ways to keep your drains clean is to purchase a Zip-It Drain Cleaning tool. Prices vary online, but Home Depot sells them for $2.48. Use

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Apr 21, 2012

Articles by John Howe

Articles by John Howe from

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Dec 18, 2011

Rent out the room!

When I lost my job, lost my home, and all benefits, I knew I had to do something. My rental on my trailer and 7 acres is 450.00. I was able to find lady

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Dec 18, 2011


I was able to retire from being a RN at 56 because I had been very frugal and invested in real estate but I was miserable being retired. I tried many different

Continue reading "adoption"